Amount upto
₹1 crore
Tenure upto
3 years
A Term Loan offers lump-sum funding with a fixed repayment schedule, perfect for major business investments or expansions. With predictable payments and competitive rates, it helps you manage finances and drive growth
Apply now for Term Loan to boost your business potential
Financing a small project or a major expansion? Find the right loan for your business
Choose a repayment schedule that suits your business needs
Offers easy monthly instalments and financial stability
Get loan options from multiple lenders without any security or collateral
Get assistance during the entire loan application journey from our dedicated support team
Open a new location, scale operations, or expand into new markets
Invest in machinery, tools, or technology to improve productivity
Invest in software, automation, or digital transformation
Appreciate Loans currently offers Business Loans, Overdrafts, and Personal Loans to support the diverse needs of MSMEs and individuals. We are also working on expanding our offerings to include GST Financing and other loan options soon.
The loan amount for which customers can apply is between INR 50,000 and INR 1cr, subject to documentation and banking requirements.
Eligibility varies by loan product, but generally, applicants must be at least 18 years old with a good CIBIL score and credit history. Required documents include PAN, Aadhaar, and a minimum 6-month bank statement. While GST and ITR are optional, providing them can help us offer better-personalized loan options.
The interest rate depends on the product and lending partner, but it is generally competitive and aligned with industry benchmarks. There may also be additional charges such as processing fees, insurance, and other applicable costs.
Loan tenure ranges from 6 to 36 months, depending on the loan product and your eligibility.
No, all our current loans are unsecured, meaning you won’t need to provide any collateral to secure the loan
The loan disbursement timeline varies depending on the loan type and lending partner. Once all required documents are submitted, disbursement can be as quick as immediate for personal loans or take up to 5-7 working days for other loan types.
Yes, with Appreciate Loans, you can easily track your loan application status in the ‘My Loans’ section. You'll also receive timely updates at every stage of the process.
Yes, Appreciate Loans prioritizes the security and confidentiality of your data. The app employs robust encryption and security measures to safeguard your information.
Appreciate Loans has a dedicated customer support channel to assist you with any queries or issues. Reach out to our support team through the help center for prompt assistance during working hours.
For any assistance or queries, you can reach our customer support team at +91 9136061372 or email us at credit.support@ppreciate.com.
Missing a loan payment can negatively impact the customer's CIBIL score and may lead to additional penalties imposed by the bank.
Udyam registration helps MSMEs access exclusive benefits like lower interest rates, special loan schemes, and faster approvals. It’s a government initiative designed to support and grow small businesses in India. If you don’t have a Udyam certificate, you may miss out on these advantages, so we recommend registering to maximize your benefits.
We partner with leading banks and NBFCs to provide you with a wide range of competitive loan options. Based on your eligibility, we tailor the selection to ensure you receive the best possible choices for your financial needs.
Yes, Appreciate Loans is available on both web and mobile platforms, allowing you to apply anytime, anywhere at your convenience.
Not all documents are mandatory. However, submitting the recommended documents can help you access a wider range of competitive loan options from our partner banks and NBFCs.
Appreciate Loans is a user-friendly digital platform that connects you with multiple banks and NBFCs in one marketplace. It allows you to access multiple lenders simultaneously, streamlining your entire loan application process—from document submission and verification to securing the best possible loan offer—all in one seamless experience.
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