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It depends on the lender’s terms.

Appreciate Loans currently offers Business Loans, Overdrafts, Personal Loans, Home loans, Loan Against Property, Supply chain financing and Machinery Loan to support the diverse needs of MSMEs and individuals. We are also working on expanding our offerings to include GST Financing and other loan options soon.

No, all our current loans are unsecured, meaning you won't need to provide any collateral to secure the loan

The loan disbursement timeline varies depending on the loan type and lending partner. Once all required documents are submitted, disbursement can be as quick as immediate for personal loans or take up to 5-7 working days for other loan types.

Yes, with Appreciate Loans, you can easily track your loan application status in the 'My Loans' section. You'll also receive timely updates at every stage of the process

Yes, Appreciate Loans prioritises the security and confidentiality of your data. The app employs robust encryption and security measures to safeguard your information.

Appreciate Loans has a dedicated customer support channel to assist you with any queries or issues. Reach out to our support team through the help centre for prompt assistance during working hours.

For any assistance or queries, you can reach our customer support team at +91 9136061372 or email us at credit.support@ppreciate.com

Missing a loan payment can negatively impact the customer's CIBIL score and may lead to additional penalties imposed by the bank.

Udyam registration helps MSMEs access exclusive benefits like lower interest rates, special loan schemes, and faster approvals. It's a government initiative designed to support and grow small businesses in India. If you don't have a Udyam certificate, you may miss out on these advantages, so we recommend registering to maximize your benefits.

We partner with leading banks and NBFCs to provide you with a wide range of competitive loan options. Based on your eligibility, we tailor the selection to ensure you receive the best possible choices for your financial needs.

Yes, Appreciate Loans is available on both web and mobile platforms, allowing you to apply anytime, anywhere at your convenience.

Not all documents are mandatory. However, submitting the recommended documents can help you access a wider range of competitive loan options from our partner banks and NBFCs.

Appreciate Loans is a user-friendly digital platform that connects you with multiple banks and NBFCs in one marketplace. It allows you to access multiple lenders simultaneously, streamlining your entire loan application process—from document submission and verification to securing the best possible loan offer—all in one seamless experience.